In 1994,the 4% rule was created. The idea was with a 50/50 mix of stocks and bonds, you could pull 4% out to live on and not run out of money over a 30-year retirement. You can still find that rule on the internet today. But does it take into account today’s huge inflation rate, or should we just throw out the concept altogether? John weighs in on the 4% rule and his planning process!